Hong Kong Bank Account Opening

Hong Kong Bank Account Opening Services

As a global financial centre, Hong Kong attracts many investors to incorporate companies and open business bank accounts, thanks to its international standing and favourable tax policies. However, growing demand, stronger regulatory oversight and differing bank requirements can make account opening challenging. Incomplete documentation or unfamiliarity with the process can delay both the application and business development.

M & N Business has long-standing relationships with international banks in Hong Kong. We provide professional business bank account opening support tailored to your company’s circumstances, helping you complete the application process more efficiently.

Professional Support for Opening a Hong Kong Business Bank Account:

  • Account opening advice: information and guidance on Hong Kong banks to help your business choose a suitable institution.
  • Document preparation: preparing the required documents and application forms to meet the bank’s requirements.
    This includes company documents and details of shareholders and directors. Certification by a practising Hong Kong certified public accountant can be arranged if required, at an additional charge.
  • Bank appointments: liaising with the bank on your behalf to help progress your application.

Why Choose M & N Business for Hong Kong Bank Account Opening?

  • M & N Business maintains close relationships and direct contacts with Hong Kong banks for business account applications.
  • M & N Business assists with processing and preliminary document checks, saving you from queuing in person.
  • A dedicated team member follows up throughout the process and provides account opening guidance and advice to support your application.

Hong Kong Business Bank Account Application Process:

  • Submit the bank account application
  • Review by the bank’s due diligence team
  • Complete due diligence and receive the final account number
  • Cheque book dispatched
  • Online banking and other passwords dispatched
  • Confirm online banking password activation
  • Log in to online banking for the first time
  • ATM card and PIN dispatched or collected
  • Make the initial deposit

Documents Required for a Hong Kong Business Bank Account:

  • Certificate of Incorporation (CI/CR)*
  • Valid Business Registration Certificate (BR)*
  • Annual Return for companies incorporated for more than one year / NNC1 for newly incorporated companies*
  • Identity documents of relevant persons, including directors, shareholders and authorised signatories*: Hong Kong identity card, with proof of nationality such as a Document of Identity for Visa Purposes or passport for non-permanent residents; both sides of a Mainland Chinese identity card together with both sides of the travel permit or a passport; applicants of other nationalities should provide a passport
  • Proof of residential address for relevant persons, such as water or electricity bills or bank statements*
  • Hong Kong or Mainland China bank statements showing transactions for relevant persons*
  • Mobile telephone numbers of relevant persons*
  • Email addresses of relevant persons*
  • Evidence of the company’s actual business activities or the directors’ relevant work experience*, such as quotations, contracts, invoices, receipts, bills of lading, trade finance documents, employment contracts or employment reference letters
  • The Hong Kong company’s Hong Kong bank statements / financial statements, if available
  • The Mainland Chinese company’s business licence, bank transaction statements for the past three months and financial statements, if available

*Scanned documents are required. Photographs or other images are not accepted.

Our Partners

Logos of HSBC, Standard Chartered, Bank of China (Hong Kong), Bank of East Asia, Hang Seng Bank, OCBC Bank, DBS Bank and Dah Sing Bank.

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